Truck on road

Optimize your fleet's efficiency with TACH

Less downtime.
More revenue.

Business banking designed for independent carriers

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TACH can make you up to $40k more, per unit each year

Quickpay just helps today. TACH protects tomorrow.

TACH transforms unpredictable cash flow into predictable uptime — turning surprise breakdowns into solved problems.

Truck driver using app

Stop bleeding money.
Start running efficiently.

What is TACH?

Business banking for independent carriers.

TACH replaces your traditional business bank account

TACH replaces your traditional business bank account with an intelligent trucking-specific account that automates budgeting, stabilizes cash flow, improves uptime, and unlocks large large fleet advantages - even if you run just one truck.

TACH Finances dashboard and payment screen
TACH mobile app showing account and card

What do you get with TACH?

Business account
Commercial cards with controls
Smart budgeting
Cash advances
Large fleet benefits
How it works

How TACH reduces downtime & increases revenue

Step 1

Open your TACH account - built for efficiency

Create a TACH business account with a commercial card for each truck.

Route all deposits to TACH for automatic tracking of every mile, load, and expense.

You instantly gain the visibility and stability most small fleets never have.

More insight = better decisions = higher efficiency.

TACH Dashboard Overview

Step 2

TACH automatically manages your money & maintenance

Every factoring or broker payment flows directly into TACH. Our Smart Budgeting Engine automatically allocates funds for:

FuelPreventive maintenance (PMs)RepairsPremium tiresUnexpected breakdownsAnd more

Once essential expenses are funded, TACH transfers your net profit to your existing bank account. You always know what's covered, what's available, and what's truly profit — improving stability and eliminating costly surprises.

Predictable maintenance = fewer breakdowns = less downtime.

Budget Breakdown

Step 3

Your increased stability unlocks large fleet benefits

When your trucks run efficiently and your finances stay steady, you qualify for benefits usually reserved for fleets with thousands of units — helping you stay on the road, finish more loads on time, and increase revenue per mile.

Reliability becomes
your competitive advantage.

Shiny truck
Benefits

Exclusive benefits for TACH carriers

(All designed to reduce downtime, increase reliability, and boost revenue.)

24/7 TACH roadside assistance

Nationwide coverage through FleetNet, billed through TACH, and settled later.

24/7 TACH roadside assistance
Billed transaction cleared by TACH

Discounted premium Bridgestone tires

Save up to $100 per tire at 3,500+ locations nationwide.

Bridgestone
Discounted premium Bridgestone tires
Big-fleet discounts

Truck rentals with Penske & Ryder

When a truck goes down, get a rental fast — with discounted rates and up to $10,000 off deposits.

Finish the load. Stay on schedule.
Truck rentals with Ryder
Truck rentals with Penske
Truck rentals with Penske & Ryder

Cash advances for unexpected repairs

Same-day access to repair capital at up to 10% lower APR than traditional credit cards

Cash advances for unexpected repairs
Budget pie chart

Higher-Paying freight opportunities

TACH Certified Carriers earn 5-10% more per mile and receive priority access to premium freight.

Higher-Paying freight opportunities
7% revenue-per-mile increase

Improve your on-time delivery rate

This boosts your carrier score, increases broker trust, and leads to even more dedicated lanes.

Improve your on-time delivery rate

Most fleets lose 20.4 days of unexpected downtime per truck, every year — and with it, nearly $25,000 or more in lost revenue. Breakdowns take trucks off the road, delay deliveries, and crush cash flow

TACH eliminates
that inefficiency.

Man working as truck driverTruck driver with sunglasses
Revenue increased 15%
Unexpected downtime reduced by 5%

By keeping your fleet financially stable, well-maintained, and operationally predictable, TACH helps you turn days of downtime into hours, recover lost revenue, and earn more per mile from brokers who trust your reliability.

Pricing

No contracts. No minimums.
No hidden fees.

Starter

Free

$99 one-time app fee

For new carriers getting started with TACH

TACH business account
Unlimited TACH Commercial Cards
Revenue-based cash advances
Smart budgeting tools
Partner discounts
Roadside$149/use
Deposit-Free Rentals$199/use
Most Popular

Core

$99

per truck / month

For established carriers who want cashback rewards

Everything in Starter
2% cashback on fuel
1% cashback on other purchases
Better cash advance rates
No app fee
Roadside$99/use
Deposit-Free Rentals$129/use

Pro

1.25%

of revenue deposits

For high-volume fleets seeking maximum value

Everything in Core
3% cashback on fuel
2% cashback on other purchases
Best cash advance rates
No app fee
RoadsideIncluded
Deposit-Free RentalsIncluded

We're not factoring.

The TACH card powers:

Smart budgetingCommercial cards per truckInstant repair fundingRoadside coverageTire discountsSmart budgetingCommercial cards per truckInstant repair fundingRoadside coverageTire discountsSmart budgetingCommercial cards per truckInstant repair fundingRoadside coverageTire discounts
Truck rentalsAccess to premium freightOperational efficiency reduces downtimeDrives higher revenueTruck rentalsAccess to premium freightOperational efficiency reduces downtimeDrives higher revenueTruck rentalsAccess to premium freightOperational efficiency reduces downtimeDrives higher revenue

Calculate your increased revenue with TACH

See how much additional revenue your fleet could generate with TACH’s premium rates and reduced downtime. Our broker partners typically offer approx. 5% higher rates. TACH carriers can save an estimated 20.4 days of unexpected downtime annually.

Your fleet size

Avg. 100,000 miles

Estimated additional annual revenue with TACH
$17,044 $20,831

Based on approx. 5% higher rates, 20.4 days of recovered downtime, after TACH Pro fee.

Disclaimer: These calculations are estimates based on industry averages and TACH partner data. Actual results may vary based on routes, cargo types, market conditions, and operational efficiency. The approx. 5% premium rate is based on average TACH partner broker rates compared to non-TACH carriers. This calculation assumes an average of 286 driving days per year. A 1.75% TACH Pro fee is deducted from gross revenue. The 20.4 days of maintenance downtime reduction is based on industry data and TACH's truck rental & 24/7 emergency roadside assistance programs.

TACH proudly sponsors industry leaders

At TACH, we believe in giving back to the trucking community that drives America forward. We're proud to sponsor these organizations that advocate for and support truckers every day.

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Supporting those who move America forward

These sponsorships reflect our deep commitment to the trucking industry. By supporting organizations that advocate for truckers' rights, provide essential resources, and strengthen the industry, we're investing in the people who keep America moving - our customers.

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TACH is a financial technology platform, designed specifically for independent carriers, to ensure both financial and operational reliability.

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© 2026 TACH. All Rights Reserved

[1] The TACH Trucker Funding Program Visa® Prepaid card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Physical cards can be used everywhere Visa Debit Cards are accepted. Virtual cards can be used in stores everywhere contactless Visa debit cards are accepted. The cards have no ATM access. No other products or services referenced on this site are Pathward or Visa products or services.

[2] TACH is a financial technology company, not an FDIC-insured bank. Money transmission services relating to the Passport Program are provided by Priority, directly or through its subsidiary Finxera, Inc. (NMLS #1168701) or its authorized affiliates and contractors.

[3] Cash back rates vary by membership tier. Core: 2% fuel, 1% other. Pro: 3% fuel, 2% other. Starter tier does not earn cash back. Applies to business expenses only. Fuel cash back at stand-alone fuel stations; fuel at warehouse clubs or grocery stores may earn the standard tier rate. See Terms for details.