Truck on road

Earn more. Keep more. Drive smarter.

Genius Dispatch helps carriers find better loads and negotiate stronger rates. TACH helps make sure that revenue works harder, with business banking, smart budgeting, cash advances, and fleet benefits built for owner-operators and small fleets.

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Genius Dispatch keeps you loaded. TACH helps you keep more of every dollar.

What happens after the money hits your account matters just as much as the rate you booked.

Most owner-operators lose money not only from bad rates, but from downtime, surprise repairs, poor cash flow management, and unplanned expenses. Genius Dispatch helps improve the revenue side of the business. TACH helps automate the financial side so carriers stay prepared, stay on the road, and keep more of what they earn.

Truck driver using app

Earn more. Keep more. Drive smarter.

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What is TACH?

Your dispatch handles the loads. TACH handles the money.

Business banking built for independent carriers

TACH replaces a traditional business bank account with a platform that automatically sets aside money for fuel, maintenance, repairs, truck payments, insurance, and emergencies, so one bad breakdown or unexpected expense does not knock the business off track.

Want to see TACH for yourself?

Explore Demo
TACH Finances dashboard and payment screen
TACH mobile app showing account and card

What do you get with TACH?

Business account2
Commercial cards1
Patent PendingSmart budgeting
Cash advances
Large fleet benefits
Why partner

Better loads. Better money management. Better business.

Genius Dispatch gets you the loads. TACH makes sure the money works for you.

1

Higher revenue, protected

Genius Dispatch helps carriers negotiate better rates, find consistent freight, and stay loaded. TACH's smart budgeting helps make sure that extra revenue is not lost to disorganized expenses or preventable cash flow issues.

2

Less downtime

Unexpected repairs, breakdowns, and cash shortages can take trucks off the road. TACH helps carriers prepare for those moments with repair funding, roadside support, rental options, and automated reserves.

3

One less thing to worry about

Genius Dispatch handles load hunting, rate negotiation, broker communication, paperwork, and detention claims. TACH handles business banking, budgeting, cards, and emergency funding support. You get more structure on both sides of the business.

How it works

Three simple steps to earn more and keep more

Step 1

Sign up and connect your deposits

Set up your TACH business account in minutes, not days.

Route your broker, shipper, or factoring payments straight to TACH.

TACH begins tracking deposits, expenses, and business activity automatically.

Takes minutes, not days.

TACH Dashboard Overview
Patent Pending

Step 2

TACH automatically organizes your money

Every deposit can be split across key expense categories like fuel, maintenance, repairs, truck payments, insurance, and emergency reserves based on your operation:

FuelPreventive maintenance (PMs)RepairsPremium tiresUnexpected breakdownsAnd more

Once essential expenses are funded, TACH transfers your net profit to your existing personal account. You always know what's covered, what's available, and what's truly profit — improving stability and eliminating costly surprises.

No spreadsheets. No guesswork.

Budget Breakdown

Step 3

Stay on the road and unlock fleet benefits

With stronger cash flow and reserves in place, you can access roadside assistance, tire discounts, rental partnerships, commercial cards, and cash advances when unexpected expenses come up.

See the solution that gets you there.

Explore Demo

Reliability becomes
your competitive advantage.

Shiny truck
Benefits

Exclusive benefits for TACH carriers

(All designed to reduce downtime, increase reliability, and boost revenue.)

24/7 TACH roadside assistance

Nationwide coverage through FleetNet, billed through TACH, and settled later.

24/7 TACH roadside assistance
Billed transaction cleared by TACH

Discounted premium Bridgestone tires

Save up to $100 per tire at 3,500+ locations nationwide.

Bridgestone
Discounted premium Bridgestone tires
Big-fleet discounts

Truck rentals with Penske & Ryder

When a truck goes down, get a rental fast — with discounted rates and up to $10,000 off deposits.

Finish the load. Stay on schedule.
Truck rentals with Ryder
Truck rentals with Penske
Truck rentals with Penske & Ryder

Cash advances for unexpected repairs

Same-day access to repair capital at up to 10% lower APR than traditional credit cards

Cash advances for unexpected repairs
Budget pie chart

Higher-Paying freight opportunities

TACH Certified Carriers earn 5-10% more per mile and receive priority access to premium freight.

Higher-Paying freight opportunities
7% revenue-per-mile increase

Improve your on-time delivery rate

This boosts your carrier score, increases broker trust, and leads to even more dedicated lanes.

Improve your on-time delivery rate
Pro Members

Get 3% cash back on fuel and 2% cash back on everything else.

Every swipe earns you money back - fuel, maintenance, parts, and more. Pro members maximize savings on every dollar spent.

Cashback notification showing rewards earned

Most fleets lose almost 30 days from unexpected downtime per truck, every year — and with it, nearly $25,000 or more in lost revenue. Breakdowns take trucks off the road, delay deliveries, and crush cash flow

TACH eliminates
that inefficiency.

Man working as truck driverTruck driver with sunglasses
Revenue increased 15%
Unexpected downtime reduced by 5%

By keeping your fleet financially stable, well-maintained, and operationally predictable, TACH helps you turn days of downtime into hours, recover lost revenue, and earn more per mile from brokers who trust your reliability.

Pricing

No contracts. No minimums.
No hidden fees.

Starter

Free

$99 one-time app fee

For new carriers getting started with TACH

TACH business account2
Unlimited TACH Commercial Cards1
Revenue-based cash advances
Smart budgeting tools
Partner discounts
Roadside$149/use
Deposit-Free Rentals$199/use
Most Popular

Core

1.19%

of completed load deposits
ex. 1.19% = $11.90 from $1,000 earned on loads

For established carriers who want cashback rewards

Everything in Starter
2% cashback on fuel
1% cashback on other purchases
Better cash advance rates
No app fee
Roadside$99/use
Deposit-Free Rentals$129/use

Pro

1.49%

of completed load deposits
ex. 1.49% = $14.90 from $1,000 earned on loads

For high-volume fleets seeking maximum value

Everything in Core
3% cashback on fuel
2% cashback on other purchases
Best cash advance rates
No app fee
RoadsideIncluded
Deposit-Free RentalsIncluded

We're not factoring.

Instead, TACH powers your business with...

Smart budgetingCommercial cards per truckInstant repair fundingRoadside coverageTire discountsSmart budgetingCommercial cards per truckInstant repair fundingRoadside coverageTire discountsSmart budgetingCommercial cards per truckInstant repair fundingRoadside coverageTire discounts
Truck rentalsAccess to premium freightOperational efficiency reduces downtimeDrives higher revenueTruck rentalsAccess to premium freightOperational efficiency reduces downtimeDrives higher revenueTruck rentalsAccess to premium freightOperational efficiency reduces downtimeDrives higher revenue

Calculate your increased revenue with TACH

See how much additional revenue your fleet could generate with TACH’s premium rates and reduced downtime. Our broker partners typically offer approx. 5% higher rates. TACH carriers can save an estimated 25-30 days of unexpected downtime annually.

Your fleet size

Avg. 100,000 miles

Estimated additional annual revenue with TACH
$46,285 $56,570

Based on approx. 5% higher rates, 30 days of recovered downtime, after TACH Pro fee.

Disclaimer: These calculations are estimates based on industry averages and TACH partner data. Actual results may vary based on routes, cargo types, market conditions, and operational efficiency. The approx. 5% premium rate is based on average TACH partner broker rates compared to non-TACH carriers. This calculation assumes an average of 286 driving days per year. A 1.49% TACH Pro fee is deducted from gross revenue. The 25-30 days of maintenance downtime reduction is based on industry data and TACH's truck rental & 24/7 emergency roadside assistance programs. Multiple industry reports/surveys show small carriers are down on average of 25 - 30 days per year, due to unexpected breakdowns, repairs, and financial reasons.

About our partner

The dispatch service that puts carriers first

Genius Dispatch is a full-service dispatch company built for owner-operators and small fleets. They help carriers with load finding, rate negotiation, broker communication, paperwork, and detention claims, so drivers can focus on running their business and keeping trucks moving.

Full-service dispatch

Load finding & rate negotiation

Broker communication & paperwork

Detention claims support

Dedicated dispatcher

No contracts, cancel anytime

Genius Dispatch finds the freight. TACH protects the money. Together, carriers get a more complete support system to run a profitable, reliable business.

TACH x Genius Dispatch

Partnership

TACH proudly sponsors industry leaders

At TACH, we believe in giving back to the trucking community that drives America forward. We're proud to sponsor these organizations that advocate for and support truckers every day.

American Flag

Supporting those who move America forward

These sponsorships reflect our deep commitment to the trucking industry. By supporting organizations that advocate for truckers' rights, provide essential resources, and strengthen the industry, we're investing in the people who keep America moving - our customers.

Ready to earn more and keep more?

Genius Dispatch helps you find the freight. TACH helps you manage the money. Together, you get a more complete support system to run a profitable, reliable trucking business.

Get Started with TACH
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TACH is a financial technology platform, designed specifically for independent carriers, to ensure both financial and operational reliability.

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© 2026 TACH. All Rights Reserved. Patent Pending.

[1] The TACH Trucker Funding Program Visa® Prepaid card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Physical cards can be used everywhere Visa Debit Cards are accepted. Virtual cards can be used in stores everywhere contactless Visa debit cards are accepted. The cards have no ATM access. No other products or services referenced on this site are Pathward or Visa products or services.

[2] TACH is a financial technology company, not an FDIC-insured bank. Money transmission services relating to the Passport Program are provided by Priority, directly or through its subsidiary Finxera, Inc. (NMLS #1168701) or its authorized affiliates and contractors.

[3] Cash back rates vary by membership tier. Core: 2% fuel, 1% other. Pro: 3% fuel, 2% other. Starter tier does not earn cash back. Applies to business expenses only. Fuel cash back at stand-alone fuel stations; fuel at warehouse clubs or grocery stores may earn the standard tier rate. See Terms for details.