Less downtime. More revenue.
Business banking built for independent carriers. Automated budgeting, commercial cards, roadside support, truck rental access, and repair funding options designed to help carriers protect cash flow and stay on the road.
Compliance protects your authority. TACH protects your cash flow.
Running a trucking company takes more than finding loads and keeping the truck moving.
Carriers have to stay compliant, manage permits, track fuel, prepare for unexpected repairs, and make sure money is available when the business needs it. Ingenious Industry helps you stay ahead of DOT and FMCSA requirements so compliance issues never put the business at risk. TACH helps you organize every deposit, prepare for major expenses, and run your fleet at an enterprise level.
Stay compliant. Stay funded. Stay on the road.
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Ingenious keeps you compliant. TACH keeps you funded.
Business banking built for independent carriers
TACH replaces your traditional bank account with a platform that automatically sets aside money for fuel, maintenance, repairs, and emergencies, with cash advances based on your business revenue and fleet support built for owner-operators and small to mid-size fleets.
Want to see TACH for yourself?
Explore Demo
What do you get with TACH?
Everything carriers need to protect cash flow and reduce downtime.
Compliance expertise from Ingenious Industry, financial power from TACH, in one carrier-first partnership.
FMCSA & DOT compliance
Expert guidance on everything from driver qualification to vehicle maintenance, ELDs, and more.
Trucking permits
Permit agents to guide you with everything you need to hit the road and run through any state.
Smart budgeting
Patent-pending budgeting built for trucking that allocates funds before you spend them.
Commercial cards
Cards for fuel, maintenance, parts, and everyday business expenses.
Eligible for 3% cashback on fuel and 2% on all other business purchases for Pro members.
24/7 roadside
Nationwide support through Cox Automotive when something goes wrong.
Truck rentals
Access to Ryder and Penske rental support when a truck goes down.
Same-day cash advances
Funding based entirely on the revenue running through your TACH account. No personal credit check, no liens filed against your business.
Discounted Bridgestone tires
Save up to $100 per tire at 3,500+ locations nationwide.
Protect your authority. Protect your revenue.
Ingenious Industry keeps you compliant. TACH keeps your money working. Together, you become the carrier brokers call first.
Protect your authority
Ingenious Industry helps carriers manage DOT and FMCSA compliance, DQ files, drug and alcohol programs, audits, permits, IFTA, and safety requirements so preventable compliance issues never threaten the business.
Protect your revenue
TACH helps carriers organize deposits, separate money for key expenses, manage business spending, and prepare for repairs, maintenance, downtime, and emergency needs.
Build broker confidence
When a carrier is compliant, financially organized, and ready to keep equipment moving, they become a stronger option for brokers, shippers, and partners looking for reliable capacity.
Simple steps to protect cash flow and keep trucks moving
Step 1
Apply through Ingenious Industry
The application takes just a few minutes to start.
Ingenious Industry can send you directly to the TACH application.
TACH confirms your business information and opens your trucking-specific business account.
Takes minutes, not days.
Step 2
Route your deposits into TACH
The account is built to handle 100% of your business revenue. Whether you use QuickPay, factoring, or customer-direct payments, link TACH for your payables and every deposit is automatically organized across:
Once essential expenses are funded, TACH transfers your net profit to your existing personal account. You always know what's covered, what's available, and what's truly profit — improving stability and eliminating costly surprises.
No spreadsheets. No guesswork.
Step 3
Start using your TACH benefits
Use smart budgeting, commercial cards, roadside support, rental access, repair funding, and partner discounts to reduce downtime and keep moving. Takes 5 to 10 minutes to apply, and we handle the rest.
See the solution that gets you there.
Explore DemoReliability becomes
your competitive advantage.
Exclusive benefits for
TACH carriers
(All designed to reduce downtime, increase reliability, and boost revenue.)
24/7 TACH roadside assistance
Nationwide coverage through FleetNet, billed through TACH, and settled later.
Discounted premium Bridgestone tires
Save up to $100 per tire at 3,500+ locations nationwide.
Truck rentals with Penske & Ryder
When a truck goes down, get a rental fast — with discounted rates and up to $10,000 off deposits.
Cash advances for unexpected repairs
Same-day access to repair capital at up to 10% lower APR than traditional credit cards
Higher-Paying freight opportunities
TACH Certified Carriers earn 5-10% more per mile and receive priority access to premium freight.
Improve your on-time delivery rate
This boosts your carrier score, increases broker trust, and leads to even more dedicated lanes.
24/7 TACH roadside assistance
Nationwide coverage through FleetNet, billed through TACH, and settled later.
Discounted premium Bridgestone tires
Save up to $100 per tire at 3,500+ locations nationwide.
Truck rentals with Penske & Ryder
When a truck goes down, get a rental fast — with discounted rates and up to $10,000 off deposits.
Cash advances for unexpected repairs
Same-day access to repair capital at up to 10% lower APR than traditional credit cards
Higher-Paying freight opportunities
TACH Certified Carriers earn 5-10% more per mile and receive priority access to premium freight.
Improve your on-time delivery rate
This boosts your carrier score, increases broker trust, and leads to even more dedicated lanes.
Get 3% cash back on fuel and 2% cash back on everything else.
Every swipe earns you money back - fuel, maintenance, parts, and more. Pro members maximize savings on every dollar spent.
Most fleets lose almost 30 days from unexpected downtime per truck, every year — and with it, nearly $25,000 or more in lost revenue. Breakdowns take trucks off the road, delay deliveries, and crush cash flow
TACH eliminates
that inefficiency.
By keeping your fleet financially stable, well-maintained, and operationally predictable, TACH helps you turn days of downtime into hours, recover lost revenue, and earn more per mile from brokers who trust your reliability.
No contracts. No minimums.
No hidden fees.
Starter
$99 one-time app fee
For new carriers getting started with TACH
Core
of completed load deposits
ex. 1.19% = $11.90 from $1,000 earned on loads
For established carriers who want cashback rewards
Pro
of completed load deposits
ex. 1.49% = $14.90 from $1,000 earned on loads
For high-volume fleets seeking maximum value
We're not factoring.
Instead, TACH powers your business with...
Calculate your increased revenue with TACH
See how much additional revenue your fleet could generate with TACH’s premium rates and reduced downtime. Our broker partners typically offer approx. 5% higher rates. TACH carriers can save an estimated 25-30 days of unexpected downtime annually.
Your fleet size
Avg. 100,000 miles
Based on approx. 5% higher rates, 30 days of recovered downtime, after TACH Pro fee.
Disclaimer: These calculations are estimates based on industry averages and TACH partner data. Actual results may vary based on routes, cargo types, market conditions, and operational efficiency. The approx. 5% premium rate is based on average TACH partner broker rates compared to non-TACH carriers. This calculation assumes an average of 286 driving days per year. A 1.49% TACH Pro fee is deducted from gross revenue. The 25-30 days of maintenance downtime reduction is based on industry data and TACH's truck rental & 24/7 emergency roadside assistance programs. Multiple industry reports/surveys show small carriers are down on average of 25 - 30 days per year, due to unexpected breakdowns, repairs, and financial reasons.
Your all-in-one partner for trucking compliance and operations
Ingenious Industry helps manage DOT and FMCSA compliance, permits, fuel taxes, audits, safety programs, and operational support. Their team of experts provides the knowledge needed to navigate the trucking world, whether you are just getting started or an established carrier looking to optimize your operations.
DOT safety compliance
FMCSA compliance support
Driver qualification files
Drug & alcohol consortium support
Clearinghouse registration and reports
FMCSA and New Entrant audit preparation
IFTA and fuel tax filings
Trucking permits
Safety program setup and monitoring
“Whether you are a small business just getting started or an established carrier looking to optimize your operations, we have the expertise and resources to help.”
Ingenious Industry
Trucking compliance & operations
TACH proudly sponsors industry leaders
At TACH, we believe in giving back to the trucking community that drives America forward. We're proud to sponsor these organizations that advocate for and support truckers every day.
Supporting those who move America forward
These sponsorships reflect our deep commitment to the trucking industry. By supporting organizations that advocate for truckers' rights, provide essential resources, and strengthen the industry, we're investing in the people who keep America moving - our customers.
Common questions
No. TACH is not factoring. TACH is a business banking platform built for trucking companies. It helps carriers manage, budget, and protect the money after it comes in.
Yes. Carriers can route factoring payments into TACH just like they would route payments to a traditional business bank account.
TACH helps with business banking, smart budgeting, commercial cards, roadside support, rental access, repair funding, tire discounts, and better visibility into trucking cash flow.
TACH is built to handle all your business deposits. You can start with a few customers or invoices, but to access no-deposit rentals and full cash advance eligibility, you should route all deposits through TACH.
TACH offers commercial cards that can be used for fuel and other business expenses. Eligible membership tiers may earn cashback on fuel and other purchases.
TACH carriers can access roadside assistance, rental support, and repair funding options to help reduce downtime.
Ready for less downtime and more revenue?
Business banking built for independent carriers. Ingenious Industry keeps you compliant, TACH keeps your cash flow protected. Apply in 5 to 10 minutes and we will handle the rest. Questions? Call (866) USA-TACH.
Apply for TACH
