Truck on road

Get paid fast. Keep more of it.

MyFactor gets you paid the same day you deliver. TACH helps you manage that cash flow with business banking, automated budgeting, and fleet benefits built for carriers.

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MyFactor gets you paid the same day you deliver. TACH helps you keep more of every dollar.

Getting paid fast is step one. What you do with the money is what keeps you profitable.

Factoring solves the waiting game: upload your invoice and the cash is in your account, not stuck behind a broker's 30-day terms. But fast money disappears just as fast when fuel, maintenance, repairs, and insurance hit. MyFactor gets you funded same day. TACH organizes that revenue, sets aside what you'll need, and helps you run your business with less stress.

Truck driver using app

Paid same day. In control of your money.

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What is TACH?

MyFactor handles your invoices. TACH handles the money.

Business banking built for independent carriers

TACH replaces your traditional bank account with a platform that automatically sets aside money for fuel, maintenance, repairs, and emergencies, so one bad breakdown doesn't knock you off the road for weeks.

Want to see TACH for yourself?

Explore Demo
TACH Finances dashboard and payment screen
TACH mobile app showing account and card

What do you get with TACH?

Business account2
Commercial cards1
Patent PendingSmart budgeting
Cash advances
Large fleet benefits
Why partner

Faster payments. Smarter money. A stronger business.

MyFactor gets the cash in your account. TACH makes sure it works for you.

1

Same-day cash, protected

MyFactor funds your invoices within hours of upload, so you're never waiting on broker terms. TACH's Smart Budgeting makes sure that money isn't gone before the next breakdown, setting aside fuel, maintenance, and repair reserves automatically.

2

No surprises, on either side

MyFactor keeps pricing transparent: no hidden fees or surprise deductions. TACH gives you a clear view of every dollar in and out, so you always know where your business stands.

3

One less thing to manage

MyFactor handles invoicing, collections, and the back-office paperwork. TACH handles budgeting, savings, and emergency funds. You focus on hauling.

How it works

Three simple steps to get paid fast and keep more

Step 1

Sign up and route your funding to TACH

Set up your TACH business account in minutes, not days.

Send your MyFactor payouts straight to TACH.

Start tracking every deposit, expense, and mile automatically.

Takes minutes, not days.

TACH Dashboard Overview
Patent Pending

Step 2

TACH automatically organizes your money

Every deposit gets split across fuel, maintenance, repairs, and emergency reserves based on your truck and driving patterns:

FuelPreventive maintenance (PMs)RepairsPremium tiresUnexpected breakdownsAnd more

Once essential expenses are funded, TACH transfers your net profit to your existing personal account. You always know what's covered, what's available, and what's truly profit — improving stability and eliminating costly surprises.

No spreadsheets. No guesswork.

Budget Breakdown

Step 3

Stay on the road, unlock fleet benefits

With same-day funding from MyFactor and stable reserves in TACH, you qualify for 24/7 roadside assistance, tire discounts, rental partnerships, and repair funding when you need it.

See the solution that gets you there.

Explore Demo

Reliability becomes
your competitive advantage.

Shiny truck
Benefits

Exclusive benefits for TACH carriers

(All designed to reduce downtime, increase reliability, and boost revenue.)

24/7 TACH roadside assistance

Nationwide coverage through FleetNet, billed through TACH, and settled later.

24/7 TACH roadside assistance
Billed transaction cleared by TACH

Discounted premium Bridgestone tires

Save up to $100 per tire at 3,500+ locations nationwide.

Bridgestone
Discounted premium Bridgestone tires
Big-fleet discounts

Truck rentals with Penske & Ryder

When a truck goes down, get a rental fast — with discounted rates and up to $10,000 off deposits.

Finish the load. Stay on schedule.
Truck rentals with Ryder
Truck rentals with Penske
Truck rentals with Penske & Ryder

Cash advances for unexpected repairs

Same-day access to repair capital at up to 10% lower APR than traditional credit cards

Cash advances for unexpected repairs
Budget pie chart

Higher-Paying freight opportunities

TACH Certified Carriers earn 5-10% more per mile and receive priority access to premium freight.

Higher-Paying freight opportunities
7% revenue-per-mile increase

Improve your on-time delivery rate

This boosts your carrier score, increases broker trust, and leads to even more dedicated lanes.

Improve your on-time delivery rate
Pro Members

Get 3% cash back on fuel and 2% cash back on everything else.

Every swipe earns you money back - fuel, maintenance, parts, and more. Pro members maximize savings on every dollar spent.

Cashback notification showing rewards earned

Most fleets lose almost 30 days from unexpected downtime per truck, every year — and with it, nearly $25,000 or more in lost revenue. Breakdowns take trucks off the road, delay deliveries, and crush cash flow

TACH eliminates
that inefficiency.

Man working as truck driverTruck driver with sunglasses
Revenue increased 15%
Unexpected downtime reduced by 5%

By keeping your fleet financially stable, well-maintained, and operationally predictable, TACH helps you turn days of downtime into hours, recover lost revenue, and earn more per mile from brokers who trust your reliability.

Pricing

No contracts. No minimums.
No hidden fees.

Starter

Free

$99 one-time app fee

For new carriers getting started with TACH

TACH business account2
Unlimited TACH Commercial Cards1
Revenue-based cash advances
Smart budgeting tools
Partner discounts
Roadside$149/use
Deposit-Free Rentals$199/use
Most Popular

Core

1.19%

of completed load deposits
ex. 1.19% = $11.90 from $1,000 earned on loads

For established carriers who want cashback rewards

Everything in Starter
2% cashback on fuel
1% cashback on other purchases
Better cash advance rates
No app fee
Roadside$99/use
Deposit-Free Rentals$129/use

Pro

1.49%

of completed load deposits
ex. 1.49% = $14.90 from $1,000 earned on loads

For high-volume fleets seeking maximum value

Everything in Core
3% cashback on fuel
2% cashback on other purchases
Best cash advance rates
No app fee
RoadsideIncluded
Deposit-Free RentalsIncluded

We're not factoring.

Instead, TACH powers your business with...

Smart budgetingCommercial cards per truckInstant repair fundingRoadside coverageTire discountsSmart budgetingCommercial cards per truckInstant repair fundingRoadside coverageTire discountsSmart budgetingCommercial cards per truckInstant repair fundingRoadside coverageTire discounts
Truck rentalsAccess to premium freightOperational efficiency reduces downtimeDrives higher revenueTruck rentalsAccess to premium freightOperational efficiency reduces downtimeDrives higher revenueTruck rentalsAccess to premium freightOperational efficiency reduces downtimeDrives higher revenue

Calculate your increased revenue with TACH

See how much additional revenue your fleet could generate with TACH’s premium rates and reduced downtime. Our broker partners typically offer approx. 5% higher rates. TACH carriers can save an estimated 25-30 days of unexpected downtime annually.

Your fleet size

Avg. 100,000 miles

Estimated additional annual revenue with TACH
$46,285 $56,570

Based on approx. 5% higher rates, 30 days of recovered downtime, after TACH Pro fee.

Disclaimer: These calculations are estimates based on industry averages and TACH partner data. Actual results may vary based on routes, cargo types, market conditions, and operational efficiency. The approx. 5% premium rate is based on average TACH partner broker rates compared to non-TACH carriers. This calculation assumes an average of 286 driving days per year. A 1.49% TACH Pro fee is deducted from gross revenue. The 25-30 days of maintenance downtime reduction is based on industry data and TACH's truck rental & 24/7 emergency roadside assistance programs. Multiple industry reports/surveys show small carriers are down on average of 25 - 30 days per year, due to unexpected breakdowns, repairs, and financial reasons.

About our partner

Fast, reliable factoring built for carriers

MyFactor provides same-day factoring designed to keep your trucks moving and your cash flow steady. Upload your invoices and get funded within hours, with transparent pricing, no hidden fees, and complete back-office support. From quick pay to paperwork, MyFactor handles the work so you can focus on driving.

Same day

Get paid the day you deliver

24 hrs

Invoices funded within hours of upload

No hidden fees

Transparent pricing, no surprise deductions

Own app

Proprietary app, dashboard, and software

Your cashflow. Our priority. Get paid within 24 hours and keep your business growing.

MyFactor LLC

Same-day factoring for carriers

TACH proudly sponsors industry leaders

At TACH, we believe in giving back to the trucking community that drives America forward. We're proud to sponsor these organizations that advocate for and support truckers every day.

American Flag

Supporting those who move America forward

These sponsorships reflect our deep commitment to the trucking industry. By supporting organizations that advocate for truckers' rights, provide essential resources, and strengthen the industry, we're investing in the people who keep America moving - our customers.

FAQ

Common questions

Factoring turns your unpaid freight invoices into immediate cash. Instead of waiting 30 to 60 days for a broker to pay, you upload the invoice to MyFactor and get funded, usually the same day, so your cash keeps moving.

MyFactor funds approved invoices within hours of upload, often the same day you deliver. No more chasing brokers for payment.

No. MyFactor keeps pricing transparent with no hidden fees or surprise deductions, so you always know exactly what you are paying.

MyFactor gets you paid fast. TACH is where that money goes to work: business banking that automatically budgets for fuel, maintenance, repairs, and emergencies, plus fleet benefits built for carriers. Route your MyFactor payouts to TACH and your cash flow manages itself.

No. TACH works alongside your MyFactor account. You keep factoring with MyFactor and use TACH to manage, budget, and grow the money once it lands.

Get paid fast and keep more of it

MyFactor gets the cash in your account the same day you deliver. TACH makes sure it works for you. Together, you get the complete package to run a more profitable trucking business.

Get Started with TACH
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TACH is a financial technology platform, designed specifically for independent carriers, to ensure both financial and operational reliability.

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© 2026 TACH. All Rights Reserved. Patent Pending.

[1] The TACH Trucker Funding Program Visa® Prepaid card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Physical cards can be used everywhere Visa Debit Cards are accepted. Virtual cards can be used in stores everywhere contactless Visa debit cards are accepted. The cards have no ATM access. No other products or services referenced on this site are Pathward or Visa products or services.

[2] TACH is a financial technology company, not an FDIC-insured bank. Money transmission services relating to the Passport Program are provided by Priority, directly or through its subsidiary Finxera, Inc. (NMLS #1168701) or its authorized affiliates and contractors.

[3] Cash back rates vary by membership tier. Core: 2% fuel, 1% other. Pro: 3% fuel, 2% other. Starter tier does not earn cash back. Applies to business expenses only. Fuel cash back at stand-alone fuel stations; fuel at warehouse clubs or grocery stores may earn the standard tier rate. See Terms for details.