Truck on road

Get paid faster. Manage money smarter. Keep trucks moving.

Porter Freight Funding helps trucking companies turn unpaid invoices into fast, reliable cash flow. TACH helps carriers organize that revenue, prepare for business expenses, and access fleet support built around the real cost of trucking.

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Getting paid quickly helps you run. Managing that money properly helps you grow.

Porter helps carriers avoid waiting weeks for brokers or shippers to pay invoices.

But once that money lands, carriers still have to manage fuel, insurance, maintenance, truck payments, repairs, taxes, and unexpected downtime. That is where TACH comes in. Porter helps accelerate payment. TACH helps carriers separate, track, and use that money more strategically, so the business is better prepared for the next load, the next repair, and the next opportunity.

Truck driver using app

Fund faster. Budget smarter. Run stronger.

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What is TACH?

Porter helps carriers get paid. TACH helps you stay prepared.

The business account built for what happens after you get paid

TACH replaces a traditional business bank account with a platform that automatically sets aside money for fuel, maintenance, repairs, truck payments, insurance, and emergencies, so one bad breakdown or unexpected expense does not knock the business off track.

Want to see TACH for yourself?

Explore Demo
TACH Finances dashboard and payment screen
TACH mobile app showing account and card

What do you get with TACH?

Business account2
Commercial cards1
Patent PendingSmart budgeting
Cash advances
Large fleet benefits
The partnership

Everything carriers need to get paid faster and stay prepared.

Fast invoice payment from Porter, smarter trucking banking from TACH, in one carrier-first partnership.

Same-day funding support

Porter helps carriers get paid faster on eligible invoices, so they are not waiting weeks for standard payment cycles.

Transparent factoring

Flexible factoring options, transparent flat rates, no hidden fees, and dedicated U.S. based support.

Broker credit checks

Porter provides tools to help carriers evaluate broker credit and reduce payment risk before accepting freight.

Fuel advances

Porter offers fuel advance support to help carriers cover fuel needs for active loads.

Smart budgeting

TACH automatically organizes deposits toward fuel, repairs, maintenance, insurance, truck payments, reserves, and profit.

Cash advances for repairs

Access repair capital based entirely on the revenue running through your TACH account. No personal credit checks, no liens against your business.

24/7 roadside assistance

Nationwide coverage through FleetNet, billed through TACH and settled later.

Truck rentals

Rental support through Penske and Ryder when a truck goes down, so the carrier can finish the load and stay on schedule.

Why partner

Porter helps carriers get paid. TACH helps carriers stay prepared.

Together, the partnership supports both sides of the carrier's financial life: getting paid faster and using those funds more effectively.

1

Faster cash flow

Porter helps carriers unlock invoice payments quickly so they can keep moving without waiting weeks for broker or shipper payment cycles.

2

Smarter money management

TACH helps organize incoming deposits toward fuel, repairs, maintenance, insurance, truck payments, emergency reserves, and net profit.

3

More prepared carriers

When carriers have faster cash flow and clear money management, they are ready for the unexpected. No more scrambling to fund a repair, less stress over downtime, and a better position to grow the business.

How it works

Three simple steps to get paid and keep more

Step 1

Sign up and connect your deposits

Set up your TACH business account and use it for Porter factored invoices, broker payments, or other business revenue.

Route your deposits straight to TACH for automatic tracking.

TACH begins organizing every deposit, expense, and mile automatically.

Takes minutes, not days.

TACH Dashboard Overview
Patent Pending

Step 2

Factor with Porter, and TACH organizes the rest

Submit eligible invoices through Porter for faster payment instead of waiting on standard broker or shipper cycles. Every deposit that lands in TACH is automatically split across key categories like:

FuelPreventive maintenance (PMs)RepairsPremium tiresUnexpected breakdownsAnd more

Once essential expenses are funded, TACH transfers your net profit to your existing personal account. You always know what's covered, what's available, and what's truly profit — improving stability and eliminating costly surprises.

Fast funding helps today. Better structure helps tomorrow.

Budget Breakdown

Step 3

TACH supports the rest of the business

TACH separates funds for fuel, maintenance, repairs, insurance, truck payments, reserves, and profit, while giving carriers access to commercial cards, cash advances, roadside assistance, rentals, and tire discounts.

See the solution that gets you there.

Explore Demo

Reliability becomes
your competitive advantage.

Shiny truck
Benefits

Exclusive benefits for TACH carriers

(All designed to reduce downtime, increase reliability, and boost revenue.)

24/7 TACH roadside assistance

Nationwide coverage through FleetNet, billed through TACH, and settled later.

24/7 TACH roadside assistance
Billed transaction cleared by TACH

Discounted premium Bridgestone tires

Save up to $100 per tire at 3,500+ locations nationwide.

Bridgestone
Discounted premium Bridgestone tires
Big-fleet discounts

Truck rentals with Penske & Ryder

When a truck goes down, get a rental fast — with discounted rates and up to $10,000 off deposits.

Finish the load. Stay on schedule.
Truck rentals with Ryder
Truck rentals with Penske
Truck rentals with Penske & Ryder

Cash advances for unexpected repairs

Same-day access to repair capital at up to 10% lower APR than traditional credit cards

Cash advances for unexpected repairs
Budget pie chart

Higher-Paying freight opportunities

TACH Certified Carriers earn 5-10% more per mile and receive priority access to premium freight.

Higher-Paying freight opportunities
7% revenue-per-mile increase

Improve your on-time delivery rate

This boosts your carrier score, increases broker trust, and leads to even more dedicated lanes.

Improve your on-time delivery rate
Pro Members

Get 3% cash back on fuel and 2% cash back on everything else.

Every swipe earns you money back - fuel, maintenance, parts, and more. Pro members maximize savings on every dollar spent.

Cashback notification showing rewards earned

Most fleets lose almost 30 days from unexpected downtime per truck, every year — and with it, nearly $25,000 or more in lost revenue. Breakdowns take trucks off the road, delay deliveries, and crush cash flow

TACH eliminates
that inefficiency.

Man working as truck driverTruck driver with sunglasses
Revenue increased 15%
Unexpected downtime reduced by 5%

By keeping your fleet financially stable, well-maintained, and operationally predictable, TACH helps you turn days of downtime into hours, recover lost revenue, and earn more per mile from brokers who trust your reliability.

Pricing

No contracts. No minimums.
No hidden fees.

Starter

Free

$99 one-time app fee

For new carriers getting started with TACH

TACH business account2
Unlimited TACH Commercial Cards1
Revenue-based cash advances
Smart budgeting tools
Partner discounts
Roadside$149/use
Deposit-Free Rentals$199/use
Most Popular

Core

1.19%

of completed load deposits
ex. 1.19% = $11.90 from $1,000 earned on loads

For established carriers who want cashback rewards

Everything in Starter
2% cashback on fuel
1% cashback on other purchases
Better cash advance rates
No app fee
Roadside$99/use
Deposit-Free Rentals$129/use

Pro

1.49%

of completed load deposits
ex. 1.49% = $14.90 from $1,000 earned on loads

For high-volume fleets seeking maximum value

Everything in Core
3% cashback on fuel
2% cashback on other purchases
Best cash advance rates
No app fee
RoadsideIncluded
Deposit-Free RentalsIncluded

We're not factoring.

Instead, TACH powers your business with...

Smart budgetingCommercial cards per truckInstant repair fundingRoadside coverageTire discountsSmart budgetingCommercial cards per truckInstant repair fundingRoadside coverageTire discountsSmart budgetingCommercial cards per truckInstant repair fundingRoadside coverageTire discounts
Truck rentalsAccess to premium freightOperational efficiency reduces downtimeDrives higher revenueTruck rentalsAccess to premium freightOperational efficiency reduces downtimeDrives higher revenueTruck rentalsAccess to premium freightOperational efficiency reduces downtimeDrives higher revenue

Calculate your increased revenue with TACH

See how much additional revenue your fleet could generate with TACH’s premium rates and reduced downtime. Our broker partners typically offer approx. 5% higher rates. TACH carriers can save an estimated 25-30 days of unexpected downtime annually.

Your fleet size

Avg. 100,000 miles

Estimated additional annual revenue with TACH
$46,285 $56,570

Based on approx. 5% higher rates, 30 days of recovered downtime, after TACH Pro fee.

Disclaimer: These calculations are estimates based on industry averages and TACH partner data. Actual results may vary based on routes, cargo types, market conditions, and operational efficiency. The approx. 5% premium rate is based on average TACH partner broker rates compared to non-TACH carriers. This calculation assumes an average of 286 driving days per year. A 1.49% TACH Pro fee is deducted from gross revenue. The 25-30 days of maintenance downtime reduction is based on industry data and TACH's truck rental & 24/7 emergency roadside assistance programs. Multiple industry reports/surveys show small carriers are down on average of 25 - 30 days per year, due to unexpected breakdowns, repairs, and financial reasons.

About our partner

Fast, reliable freight factoring for trucking companies

Porter Freight Funding provides freight factoring for owner-operators, small fleets, and larger trucking companies across the United States, designed to help carriers improve cash flow, get paid faster, reduce payment risk, and keep operations moving. Beyond factoring, Porter supports carriers with fuel cards, fuel advances, broker credit checks, compliance assistance, and dedicated account support.

Freight factoring

Same-day funding support

Owner-operator factoring

Fleet factoring

Fuel card program & fuel advances

Broker credit checks

Flexible factoring options

No hidden fees

Dedicated U.S.-based support

Porter gets carriers paid faster. TACH helps carriers manage that money after it arrives. Together, carriers build a stronger financial foundation from invoice payment to long term success.

TACH x Porter Freight Funding

Partnership

TACH proudly sponsors industry leaders

At TACH, we believe in giving back to the trucking community that drives America forward. We're proud to sponsor these organizations that advocate for and support truckers every day.

American Flag

Supporting those who move America forward

These sponsorships reflect our deep commitment to the trucking industry. By supporting organizations that advocate for truckers' rights, provide essential resources, and strengthen the industry, we're investing in the people who keep America moving - our customers.

FAQ

Common questions

No. TACH is not a factoring company, and that is exactly why this partnership works. Porter helps carriers get paid faster on freight invoices. TACH helps carriers manage the money after it arrives.

Yes. TACH does not replace Porter's factoring services. Funded payments from Porter can be routed into TACH and organized, tracked, and used to support daily operations, just like a traditional business account.

Business banking, smart budgeting, commercial cards, repair funding, roadside support, tire discounts, rental access, and clearer visibility into trucking cash flow.

TACH is built to handle all your business deposits. You can start with a few invoices, but to access no-deposit rentals and full cash advance eligibility, you should route all deposits through TACH.

TACH carriers can access roadside assistance, rental support, and repair funding options to help reduce downtime.

Ready to get paid faster and run smarter?

Porter Freight Funding helps carriers improve cash flow with fast, reliable factoring. TACH helps carriers organize that revenue, manage business expenses, and access the tools needed to stay on the road. Together, Porter and TACH help trucking companies build a stronger financial foundation.

Get Started with TACH
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TACH is a financial technology platform, designed specifically for independent carriers, to ensure both financial and operational reliability.

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© 2026 TACH. All Rights Reserved. Patent Pending.

[1] The TACH Trucker Funding Program Visa® Prepaid card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Physical cards can be used everywhere Visa Debit Cards are accepted. Virtual cards can be used in stores everywhere contactless Visa debit cards are accepted. The cards have no ATM access. No other products or services referenced on this site are Pathward or Visa products or services.

[2] TACH is a financial technology company, not an FDIC-insured bank. Money transmission services relating to the Passport Program are provided by Priority, directly or through its subsidiary Finxera, Inc. (NMLS #1168701) or its authorized affiliates and contractors.

[3] Cash back rates vary by membership tier. Core: 2% fuel, 1% other. Pro: 3% fuel, 2% other. Starter tier does not earn cash back. Applies to business expenses only. Fuel cash back at stand-alone fuel stations; fuel at warehouse clubs or grocery stores may earn the standard tier rate. See Terms for details.