Quick Answer
Porter Freight Funding helps carriers get paid faster on freight invoices. TACH helps manage what happens next: automatic budgeting, expense visibility, repair funding, roadside assistance, and truck rentals — so faster payment turns into a more prepared business, not just a faster deposit.
Getting paid faster solves one problem for carriers. What happens to that money next is a different problem entirely — and it is usually the one that decides whether a trucking business actually grows. That is why TACH has partnered with Porter Freight Funding, pairing Porter's freight factoring with the financial infrastructure carriers need the moment that cash hits the account.
Porter gets invoices paid in days instead of weeks. TACH takes it from there — organizing every deposit, funding repairs before they turn into missed loads, and giving carriers the same kind of financial backbone that large fleets have always had access to.
The Problem Factoring Alone Doesn't Solve
Factoring closes the timing gap between delivering a load and getting paid for it. It does not answer the questions that come right after: How much of this deposit needs to go toward fuel? Is there enough set aside for the next PM service? What happens if a truck goes down next week?
Most carriers run this out of instinct rather than a system, and that is exactly where money quietly leaks out. A faster deposit only helps if what happens to it afterward is just as organized.
What Porter Freight Funding Brings to the Partnership
Getting carriers paid
- Freight factoring for owner-operators, fleets, and new authority carriers
- Same-day funding support on eligible invoices
- Transparent flat rates, no hidden fees
- Fuel advances and fuel card program
- Broker credit checks to reduce payment risk
- Dedicated U.S.-based account support
What TACH adds after that
- Business banking services² built for trucking, with TACH Trucker Funding Program Visa® Prepaid cards¹ for every truck
- Smart budgeting that automatically splits deposits into fuel, maintenance, insurance, and profit
- Revenue-based cash advances for repairs — no personal credit checks
- 24/7 roadside assistance through FleetNet
- Discounted Bridgestone tires and truck rental support through Penske
How the Partnership Works
- Open a TACH account and route your deposits — Use it for Porter factored invoices, broker payments, or any business revenue. Setup takes minutes.
- Factor with Porter for fast payment — Submit eligible invoices and get paid without waiting on standard broker or shipper cycles.
- TACH organizes what happens next — Every deposit is automatically split across fuel, PMs, repairs, insurance, and reserves, with the rest transferred out as profit.
Why It Matters for Carriers
Most small carriers lose 20–30 days a year to unexpected downtime. TACH's own research on fleet downtime puts the daily cost of an idle truck at $400–$850+ depending on vehicle class — so a rough year can push past $25,000 in lost revenue for a heavy-duty truck. A breakdown does not just cost a repair bill; it costs the loads that truck could have run.
This is the gap the partnership is built to close: Porter keeps cash flowing in, and TACH makes sure that cash is already working — covering a repair, funding a rental, or absorbing a roadside call — before a bad week turns into a bad month.
Get paid faster. Manage money smarter. Keep trucks moving. See the full partnership — including pricing, benefits, and a revenue calculator — on the TACH x Porter Freight Funding partner page.
Frequently Asked Questions
Is TACH a factoring company?
No. TACH is not a factoring company — which is exactly why this partnership works. Porter gets carriers paid faster on freight invoices. TACH manages the money after it arrives.
Can I use TACH alongside Porter's factoring?
Yes. TACH does not replace Porter's factoring services. Funded payments from Porter can be routed into TACH and organized, tracked, and used to support daily operations, just like a traditional business account.²
What happens if my truck breaks down?
TACH carriers can access 24/7 roadside assistance through FleetNet, rental support through Penske, and revenue-based repair funding to reduce downtime.
Is TACH a bank?
No. TACH is a financial technology company, not an FDIC-insured bank.² Money transmission services relating to the Passport Program are provided by Priority, directly or through its subsidiary Finxera, Inc. (NMLS #1168701) or its authorized affiliates and contractors.
Disclaimer: This article provides general information about the TACH x Porter Freight Funding partnership and does not constitute financial, legal, or professional business advice. TACH is a business banking and financial services platform for trucking professionals and is not a factoring company; factoring services described here are provided by Porter Freight Funding, and rates, terms, and services vary by company and change over time. Always review terms and conditions before making financial decisions.
