Your Truck Insurance Renewal Just Landed. Now What?
What can affect an owner-operator's premium, what may be worth asking about, and six questions to take to your insurance agent.
TACH
Expert articles on fuel cost reduction, DOT compliance, maintenance strategies, and financial solutions for owner-operators and trucking companies
What can affect an owner-operator's premium, what may be worth asking about, and six questions to take to your insurance agent.
TACH
TACH has partnered with Porter Freight Funding to close the gap between getting paid and staying prepared, pairing Porter's freight factoring with the banking, budgeting, and fleet support carriers need once that cash lands.
TACH Partnerships Team
Carrier Financial Solutions
Most fleet operators underestimate what a parked truck actually costs them. This guide breaks down the daily economics of idle vehicles, maps out the operational failures that drive downtime in 2025, and gives you a concrete playbook to stop the bleeding.
TACH Fleet Operations Team
Fleet Efficiency Analysts
Traditional banks don't understand trucking. Discover why TACH's business account² and TACH Trucker Funding Program Visa® Prepaid cards¹ help independent truckers reduce downtime and maximize revenue.
TACH Financial Services Team
Trucking Operational Experts
Confused about whether TACH replaces your factoring company? It doesn't. TACH offers business banking services² designed for truckers that works alongside your existing freight factor. Here's exactly how they complement each other.
TACH Financial Services Team
Trucking Operational Experts
Everything you need to know about starting a trucking business in 2025—from getting your CDL and Class A license to obtaining your MC/DOT number, understanding truck driver salaries, and becoming a profitable owner operator.
TACH Business Development Team
Trucking Industry Experts
Everything you need to know about becoming an owner operator truck driver: getting your MC number, starting a trucking company, semi leasing vs buying, realistic salary expectations after expenses, and how to succeed as an independent carrier.
TACH Content Team
Financial Education
Estimate your federal income tax, self-employment tax, and IFTA fuel taxes with our planning tool. Learn about tax debt relief options and how TACH provides organized financial data for your CPA.
TACH Content Team
Financial Education
Fuel-weight facts, quick formulas, storage-life tips—and how TACH helps you turn numbers into more revenue. Learn diesel weight per gallon, gasoline weight, and payload math for truckers.
TACH Technical Team
Fuel & Payload Optimization Experts
Stop chasing random freight. Learn the 3-step system to identify profitable lanes, price them correctly, and build repeat routes that deliver consistent profit week after week.
TACH Freight Strategy Team
Lane Optimization Experts
When your truck breaks down, every minute matters. Follow this step-by-step 30-minute playbook to get safe, get help fast, and protect your load. TACH members get instant 24/7 nationwide emergency roadside assistance.
TACH Safety & Operations Team
Emergency Response Experts
Master cash flow from day one. Learn the load-to-pay timeline, weekly cost planning, and how to avoid cash crunches. TACH's Expense Management and Business Account keep you in control.
TACH Financial Team
Owner-Operator Finance Experts
Preventative maintenance isn't just about uptime - it's compliance, safety, fuel economy, and tire/brake life. Get TACH's complete 45-point PM inspection checklist that standardizes what your techs inspect and documents findings for DOT compliance.
TACH Technical Team
Fleet Maintenance Experts
If you run OTR/long-haul, a proven all-Ecopia set from Bridgestone is hard to beat for fuel and tread life. Learn which Bridgestone tires deliver the best MPG and wear for your Class 7-8 trucks, plus get exclusive TACH member discounts.
TACH Editorial Team
Equipment Research
Start with load boards + broker relationships while you build direct shipper accounts. Learn how to track load-to-truck ratios, negotiate better rates, and access TACH's vetted broker network for higher RPM.
TACH Editorial Team
Freight Strategy
Class 8 truck operating costs average $2.26 per mile ($1.27 per mile before driver wages and benefits) in 2025, according to ATRI data. This includes $1.00 for driver wages/benefits, $0.60-0.70 for fuel, $0.33 for truck payments, $0.20 for maintenance, and $0.15 for insurance. Owner-operators can reduce CPM through fuel efficiency, preventive maintenance, and strategic backhaul planning.
TACH Editorial Team
Industry Research
At TACH, we're committed to providing owner-operators and trucking companies with the insights and resources they need to succeed. Our articles cover everything from cost per mile calculations and maintenance cost reduction to DOT compliance support and long haul trucking solutions.
Whether you're looking for ways to reduce your Class 8 carrier operating costs, need help with DOT audit preparation, or want to optimize your fuel purchasing strategy, our expert-written articles provide practical, actionable advice based on real industry data.
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[1] The TACH Trucker Funding Program Visa® Prepaid card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Physical cards can be used everywhere Visa Debit Cards are accepted. Virtual cards can be used in stores everywhere contactless Visa debit cards are accepted. The cards have no ATM access. No other products or services referenced on this site are Pathward or Visa products or services.
[2] TACH is a financial technology company, not an FDIC-insured bank. Money transmission services relating to the Passport Program are provided by Priority, directly or through its subsidiary Finxera, Inc. (NMLS #1168701) or its authorized affiliates and contractors.
[3] Cash back rates vary by membership tier. Core: 2% fuel, 1% other. Pro: 3% fuel, 2% other. Starter tier does not earn cash back. Applies to business expenses only. Fuel cash back at stand-alone fuel stations; fuel at warehouse clubs or grocery stores may earn the standard tier rate. See Terms for details.